Listing Your Home - A Step By Step guide

1.  Listing Presentation

At our listing presentation meeting, we will discuss what your goals are, the current market condition and value of your home and work out a strategy to accomplish your goals.  We will sign the all listing paperwork during our first or second meeting (depending on the plan we put in place).

2.  Implement Marketing Strategy

With years of experience in real estate marketing, your home will be showcased through the most effective means, possible.  Your home will be featured on dozens of websites, with professional photography, flyers, Facebook boosts and much, much more!

3.  Showing Process

I will call or text (per your preference) for showing appointments. After showings, I will follow up with the buyers agent to get feedback.  You will also receive weekly updates including market activity, feedback from showings and marketing efforts.

4.  Receive and Negotiate Contract

When we receive and offer we will negotiate the terms (price, closing date etc.) that work for you.  Once the contract is signed, it is legally binding.

5.  Contract to Closing

Once we are under contract, the buyer will begin getting all of their financing in place, complete their inspection and order an appraisal. Once all of these things are complete, we will move toward closing.

6. Closing

When the closing day arrives, we will meet with a title company who will have all the documents ready for you to sign.  Once all monies are transferred the deed is recorded in to the new buyers name and ownership is transferred.

If you are considering a move, please let me know how I can help. I would be happy to find out what your home is currently worth!

Jessica Adams, Realtor
Cannon and Company
801.518.1806

Committed to taking care of and 
educating clients and friends!

Buying a Home . . . A Step By Step Guide!

1.  Talk to a Lender: Get Pre-approved

A pre-approval letter from a reputable lender, can make all the difference when making an offer on a home!  Not only will the seller have confidence in your ability to buy their home, you will feel good knowing you are staying in a price range you are comfortable with.  

P.S. You can never do this step too early!  Even if you are months away from buying a home, having a strategic plan in place insures a smoother, more enjoyable transaction!

2. Buyer Consultation: Meet Your Realtor

To ensure the best experience, it is important to meet with your Realtor to understand each other's objectives and expectations.  In this meeting we will establish clear goals and a timeline based on your needs.

3. Select Properties to Tour

During our meeting, we will discuss the features you are looking for in your new home and set up a daily search that will you informed of both new listings and changes to current listings that meet your criteria.

4. Tour Properties

Part of educating yourself on the market, is touring potential homes.  This is one of the funnest parts of the entire process. We will view homes allowing you to compare features and areas ~ until you find the right fit for you!

5.  Offer and Negotiation Process

Once you find the right home, we will negotiate the purchase terms with the seller.  Sales price, closing date, included/excluded items and closing costs are just some of the items we will negotiate.

6.  Under Contract and Closing Period

Now that we have successfully put a home under contract, the lender will begin processing the loan (they may ask you for new or updated documentation), the appraisal will be ordered and you will have the option to have a home inspection.

7.  Closing Process

When the wait is over, we will sign your loan documents with the title company.  Once all docs are signed, the monies will be transferred and the deed recorded into your name.  This process usually takes about 24 hours.  Once the deed is recorded you can take possession of your new home!

Welcome Home

It truly is an honor to walk beside you during the home buying process.  Please contact me today and let's get started making your dream of owning a home, a reality!

Jessica Adams

Realtor

Cannon and Company

801.518.1806

Committed to taking care of and educating clients and friends

What Drives Mortgage Rates?

Thanks to Kim Hendry for a great piece explaining interest rates!

The Importance of Pre-Approval

We know how it goes ….

You are anxious to get started on the hunt for a new house, right?  How exciting is this time in your life when you get to make dreams a reality and take that first step to becoming a homeowner?  That step of house hunting?  It is so much fun.

But wait, what if I told you that house hunting is not only not the first step; it’s not even the most important step in your journey toward home ownership?

That’s right.  Unless you plan to pay cash for your new home, the first thing you need to consider is, “how much can I afford?”  This is the big question and it’s not the same as “how much do I qualify for?” But both figures are figures that need to be narrowed down.  Knowing these important numbers is the most important and first step toward the home buying process.  Not having this knowledge is like going to the grocery store without your wallet.  It doesn’t help you make a purchase!

Before you start shopping for a home, take the time to sit down with a recommended professional who can guide you through the pre-approval process.   This professional should be able to clearly explain the loan process, ask the pertinent questions regarding your personal financial situation and assess your ability to purchase a home.  Together with your hired mortgage professional you should discuss loan options, loan costs as well as turn times and what to expect.  Your loan officer should be someone who is familiar with all of the loan programs that are available and know what the guidelines are for those programs.  They should be able to adequately explain to you how your current situation affects your ability to buy, how your credit effects the interest rates being offered to you and what options you have for paying closing costs.

Kim Hendry is a seasoned loan officer with the expertise and drive to make your home buying process a positive and stress-free process.  Kim would love the opportunity to compete for your business.  Even if you are only in the beginning stages and just have questions, Kim is always available to you.

Give her a call today and get started on becoming pre-approved!

Kim Hendry

Mortgage Loan Consultant

Veritas Funding

NMLS # 288635

CA-DBO 288635

Cell: 801-688-0599

Fax: 801-639-0910

Online Loan Application Click Here to Apply for a Loan with Kim

kimberly@vfund.com

Pricing Your Home . . . RIGHT!

Tips For First Time Home Buyers